How to Handle Marital Separation During Your Divorce

Divorce can be a slow moving process, and sometimes, couples have to spend years resolving their divorce disputes. Legal separation is usually the first step that spouses take when they decide to get a divorce. This crucial step is often overlooked by most people, but it might end up being the most important day of your divorce case. In this blog, we explain ways you can handle your divorce that will help you not feel too overwhelmed.

Learn About Legal Separation

Once you have decided that you want to leave your spouse, you need to learn what to expect from the process of legal separation. When you legally separate, it doesn't just mean you are moving out of your marital home, it also means you are working towards a divorce. The court will order you and your spouse to reach an agreement that defines both of your legal rights and obligations. However, the separation order does not permanently end your marriage.

After you get your legal separation orders, you can start sorting out the following things:

When you are legally separated, the community property between you and your spouse will stop building. This can be a great benefit if your spouse has racked up certain debts that you don't want to be responsible for.

Financial Access

For many divorced couples, one spouse is often left in the dark about important accounts. If you aren't familiar with your finances, you need to review the statements from all of the accounts that you have and share with your ex. Make a list of your assets and debts, and make copies of statements for your credit card and bank accounts. Because you might only have access to these accounts before you sign the separation documents, you need to learn all that you can about your finances as soon as possible.

Get Your Credit in Order

Spouses who are separated need to establish their own lines of credit. Before you do this, cancel all of the joint credit cards that you had with your ex, this way you won't be responsible for any more of their debt. If your name is on the account, you will be legally liable for the debt.

After you cancel your joint credit cards, you need to establish credit in your name. Having a good credit history will allow you to obtain lower interest rates on loans and credit cards, which is why it is important to get credit in your name. Once you have established your own credit, make sure you keep it clean.

Richmond Divorce Attorneys

At DeFazio Bal, we understand how overwhelming divorce and separation can be, which is why we are here to guide you through each step of the legal process. Our lawyers are committed to serving clients in Richmond, and we are prepared to put our skills to work for you.

Call (804) 250-3729 to schedule a consultation with our experienced legal professionals in Richmond.

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